Airbnb Insurance for Damages is a Joke

This is a real story that proves that Airbnb insurance is a fraud. Although they state that they cover all costs for any damages caused by guests up to $1,000,000, when it comes to paying they simply don’t. I have a house in Crete, Greece, and hosted a family this August. During their stay, they burnt the counters in my kitchen by placing a hot pot there. The guests accepted their responsibility, so I filed a claim for a refund. Unfortunately, the bench had to be completely replaced, as there was no way to fix the marks. This cost me 877 Euros and Airbnb replied that the cost was too high for such damage; they refunded only 160 Euros. Their response:

“We’ve determined that that you should be compensated for your losses, however your guest has offered a higher amount than what we concluded would be the appropriate amount for the damages. As such, the total that we are able to provide for the damages through your guest’s offer will be 160 EUR. I have gone ahead and processed this payout to your current preferred payout method.”

This is totally unacceptable for Airbnb and its reputation. The eventual result is that I paid 877 Euros to cover my guests’ damage and Airbnb refunded only 160 Euros, just because they decided so. I’m really disappointed by them and their service.

Paris Host Trying to Steal Security Deposit

My bad luck began when I found a really charming apartment in Paris on Airbnb and cancelled my hotel at booking.com. Apparently my host was very sweet, but time and again proved to be greedy. She demanded money for everything including early check in, a crib, and even an extra sofa bed which was listed in the property details already. Anyway, I paid and stayed there. I left yesterday and she knew I was in Paris for few more hours after check out and didn’t contact me at all. Now she opened a request for damaged goods demanding 500 euros. And what she listed doesn’t even exist in her apartment. Now she says her maid took pictures which she hasn’t shared yet, but reading stories here I’m not very optimistic. Should I block my credit card already? I have another booking coming up with Airbnb in two days for which I have already paid in advance. I’m not sure what to do.

Deceptive Listing Leads to False Damage Claims

Our party rented a house in Kill Devil Hills, North Carolina. The house was not as represented. The overall cleanliness of the house was gravely subpar. Upon entering the house, stains on the carpet were noticed immediately and discussed between members of our party. The overall consensus was that the carpeting was in such bad condition that it gave us concern. The entire house was re-cleaned prior to our party moving in. The lamps, light switches, doorknobs, sinks, toilets, showers, dresser drawers, TV remotes, hand rails, counter tops, and stove, as well as the cupboard doors and refrigerator were cleaned by our party. The filth that was picked up from the towels we used was evident by turning all of the white towels dingy, and then black. Some items in the kitchen were used and required washing before and after our use. Most items had food residue on them.

On the first day, we noticed two chairs were significantly unstable. They were placed next to the wall and excluded from use to ensure nothing would be broken as a result of our stay. Evidence on the chairs suggest that they had been previously repaired. Later, on the second day, while grilling outside, the septic tank began to spew out foul water. Upon presenting this issue to the owner our party was told that we were taking too many showers. At that time, there had been only six showers taken within the approximate 24 hours we were present. The owner suggested that showers be taken outside. All subsequent showers were taken outside to avoid overflowing the septic tank again. She stated that someone would come to the property to assess the situation. No one was observed on the property.

No further information was provided by the owner. As adults we knew to stay clear of the septic tank area to avoid harm because of the unsafe health risk of sewage on the property. Due to our understanding that the initial response was going to be observation only, we continued to take all showers outside. On the sixth day, we assumed that the septic tank issue was resolved and attempted a couple showers. The septic tank overflowed with a greater stench present at the rear of the property than that four days prior. We were willing to make accommodations by only bringing this to the owner’s attention and not Airbnb’s. We did not allow the lack of meeting our expectations to ruin our vacation. When we returned home, the host filed a claim for $500 to replace the carpeting. Despite providing our proof and complaints, Airbnb sided with the host.

Why is Airbnb Refusing to Cooperate with the Authorities?

On March 25th 2015, the two-bedroom apartment I advertised on Airbnb was booked. The guest was to stay at the property for 21 days. I was notified by Airbnb that her booking was cancelled due to a payment problem. On entering the property, I was horrified to find that the property had been vandalized. I reported this to the police and contacted Airbnb. I provided Airbnb with the required documents including the details of the police officer working the case.

Between April and June 2015, I was in discussions with Airbnb to obtain compensation. More so, I had hoped that following Airbnb’s cooperation with the police, that I might be able to bring a direct claim against the guest.  The guest’s profile on Airbnb states that she provided Airbnb with an offline verification ID in the form of a passport, but Airbnb did not provide the law enforcement officer the information they indicated they had via their website. Instead, my claim was withdrawn and the case closed. Airbnb refused to communicate any further with regards to my dispute for reimbursement.

This claim was mishandled from the start, starting with Airbnb insisting I provide a crime report despite the fact that the UK authorities only give crime reference numbers, which Airbnb could then use to request the full crime report. Due to this, Airbnb excluded certain items from the claim and resorted to corporate bullying, demanding that I accept a claim I did not understand nor with which I was satisfied. Afterwards Airbnb ignored every communication on the matter until I began sending recorded delivery letters to the legal department in Eire.  But despite reopening the case they have not addressed the issue of the missing ID nor was the offer satisfactory given the delay and mishandling of the claim.

Failure to exercise proper care and attention

Airbnb makes it quite clear that we, the hosts, are not allowed to hold any copy of the guest’s ID.  The guest’s profile on Airbnb states that she provided Airbnb with an offline verification ID in the form of her passport. Unfortunately, despite several requests to provide the UK authorities with the passport of the guest responsible for the malicious damage and theft at the flat, Airbnb seemed unwilling or unable to provide that piece of information needed to get redress from the guest. I therefore find myself with no choice but to hold Airbnb responsible for the damages and inconvenience this has caused.

When Airbnb eventually responded to the issues of the missing ID in March 2016 , Airbnb claimed they did not provide the police officer with the passport information because he did not ask for it. Despite the fact that he requested all the information Airbnb had on the guest, he was only given the guest’s name and partial address. Considering the guest’s profile on Airbnb states that she provided her passport information, it is incomprehensible as to why Airbnb did not give all the information they had to the proper authorities.  Moreover, I repeatedly and personally asked Airbnb to cooperate with the police and specifically referred to the passport. Once again, Airbnb ignored the requests I sent via email, Facebook and Twitter between April 2015 and July 2015.

If Airbnb has indeed collected the offline ID as they claim to, why were they never able to produce this vital information, since we hosts are not allowed to keep a copy of the guest ID? How are the authorities supposed to investigate such incidents effectively? What is the point of using the offline and online verification as a selling point to the host? How is a host supposed to feel safe knowing that Airbnb has no intention of assisting when dealing with any form of criminal behaviour? Is the offline Verification a scam?

Not My Blood on that Airbnb Host’s Duvet

I needed a break. I had work on a business plan that needed to be done but I was distracted and my apartment (and the city) were loud; I wanted silence. A friend recommended a cabin in the woods and the idea took hold. With somewhat limited time – an earlier planned vacation fell through and I was scrambling – the need for a location with wifi, and budget constraints, I decided to join Airbnb after recommendations from friends. The host I found was in one of my favorite spots in British Columbia and in my budget for a four-night stay. I could cook, visit local trails, watch deer on the large property, and walk a pleasant 40 minutes to the nearest town center. I thought it was perfect, and the host agreed it was a great spot for writing especially after I specified I wanted peace and quiet. I thought it was only going to be a retired couple in the adjacent home so I wasn’t worried about loud parties.

When I got there and the host showed me the place, he casually mentioned I might hear the odd noise from the person renting the suite next to mine. I brushed it off, thinking it couldn’t be that bad. The home was older, made of wood, and the walls were very thin. The neighbors woke me up in the morning and kept me up at night (they went to bed later). It sounded like they were constantly renovating or building something. Then the neighboring property had a loud party that went on quite late. I had to leave each day just to get the peace and quiet I went there for. It was disappointing and I didn’t get any work done. Before I left, I made sure my dishes were done and put away. I used the carpet sweeper on the rugs, cleaned the bathroom and made the bed. Things you do when you stay at someone else’s place.

When I got home that evening I opened up my email to find a ranting message from the host saying I had left a bloody mess on the duvet, tried to clean it, and then made the bed to “hide the now wet and bloody mess.” She wanted money for the damages. I was stunned. First off, it was a very hot week (mid-August) and temperatures were in the low 20s C even at night. I pushed the duvet off to the side along with the wool blanket covering it and used only the top sheet, none of which had any stains. I made the bed as a courtesy, and didn’t notice any stains. I was not menstruating and had no wounds that would have bled. If that stain on top of the duvet was blood, it most definitely was not mine.

I explained this to the host along with my surprise at the tone of her accusatory message and asked for more detail about the stain. She provided pictures of an orangey stain she was adamant was blood. After hearing my side of things, she agreed one of her cats could have brought something in and left it at that with the hope I would write a nice review. I was so stunned I didn’t know what to say. Not wanting to leave a bad review, I said nothing hoping this was a one time misunderstanding. Airbnb closed the claim and labeled it resolved. I should note they have a 48-hour window once a reservation ends to file a claim. I was relieved.

Three weeks later (too late for either party to leave a review) I received another message stating she wanted money because she couldn’t remove the stain. I declined responsibility, citing the earlier resolved claim. Two days later Airbnb reviewed all the facts and documentation and sided with the host, charging my credit card the security deposit. Since Airbnb’s head office outside of the US is in Ireland, I would have to attempt to reach someone at 2:00 AM, which is when I was receiving messages from them. They are not in the business of hospitality; they are there to “handle the money so you don’t have to.” Successful hosts and guests have been lucky. Please use due diligence and do your research as there is no recourse for you should something go wrong. Better yet, don’t use Airbnb.

Resolution Center Useless after Guests Destroy Home

A guest made a reservation for himself and his girlfriend to stay at our home for one night to attend a wedding. He had positive reviews so we booked him for one night, two guests. In our house rules and in our description we are adamant that we do not allow parties or gatherings at our home and that the maximum number of guests in our home is eight. We received a call at midnight from our neighbor saying there was a huge party at our home. Cars were everywhere – all over the lawn and in the creek – and there were hundreds of people on the property. We called the police and arrived with them. There really were hundreds of people at our house. The guest was charging “admission” to attend this raging party. There were over 300 people crammed into our home.

Music, marijuana, and alcohol was present, along with who knows what else. Our furniture was all over the yard. Over an inch of liquid and mud was on our hardwood floors. There was a billowing mass of marijuana smoke and cigarettes, alcohol, and tobacco all over our furniture. The floors, counters, bathrooms, toilets, and tubs were stuffed with paper and clogged; water was everywhere. Cars were stuck all over our lawn that made huge muddy track marks and destroyed our lawn. The result of this was horrific. There was tons of damage to our home. However, we were incredibly frugal and were hoping to fix things ourselves. We found some initial contractors who would do the immediate repairs at a low cost so our initial estimate for repairs was VERY low. This was incredibly generous of us as we could have hired large companies and looked at bills that were several thousands of dollars.

We have repeatedly phoned Airbnb. No one in the imaginary “resolution center” will ever speak to us. We can only get as far as someone who will basically do nothing for us but say we have to wait for the resolution center to respond. “I’m sorry, Lisa but they do not have phones and we cannot contact them directly.” My house was destroyed and yet all I have received are insipid responses from some clerk who is clearly too important to ever call me back. It has been three weeks and now I am not even getting a response via email. I have emailed “Jenn” every day and there has been no response. I supplied photos, invoices, videos, a police report, and statements and cannot get a response from Airbnb. The people who deceived us and had a raging party for profit at our home made more money than we did and Airbnb won’t even release our security deposit to us.

The resolution center is a joke. There is no way to reach anyone at this company that has a clue and can effectively help a host when their home is destroyed. If anyone has any advice on how to help us please let us know. We cannot get any response from Airbnb. There is a clear violation here backed up by a police report so I’m not sure what the issue is aside from the fact Airbnb deceived us and that there is no protection for hosts. The damage is clear yet Airbnb stands in the way of collecting the deposit that was put in place to protect us. There is no protection for Airbnb hosts.

Airbnb Screwed us out of our Security Deposit

We stayed in a villa in Bordeaux for seven nights in June. We had a good time and took good care of the property. However, after we returned to the United Kingdom, we were contacted by the host who claimed we had damaged the furnishings in his property. We were not aware of doing this and upon inspection of the photos, the damages looked relatively minor. We wrote back saying we didn’t think we had caused the damage and that at any rate it looked like minor damage; we needed some proof that we had caused this damage.

We were then contacted by Airbnb (a person called Sydney – we have never been able to find his surname) who told us the host was claiming that the repair costs were £600! We again responded in the same way: said we didn’t cause the damage, asked for proof of the damage and proof that the £600 was indeed the appropriate cost to fix it. Airbnb subsequently replied saying they had reviewed the evidence (not shared with us) and decided in favour of the host, awarding him £580. They then proceeded to deduct this from our account. All subsequent responses from us appealed to Airbnb asking them to be reasonable, and to provide the proof that we are asking for. They simply keep replying saying they consider the matter closed.

We have been completed ripped off here and don’t know what to do next. Can we take them to the small claims court?

Red Wine Damages in Beautiful Penthouse

We checked in the late morning on April 4th. On April 8th, we checked out early as we all had morning flights. We called the housekeeper to collect the keys from us as the owners were not available. We left everything as we found it but did not take out the rubbish as we weren’t provided with refuse bags or instructions on where it should be left. We personally didn’t think that this was an issue as the property was quite dirty on arrival with sanitary rubbish in the bathroom dustbins, dirt under the beds, old food in the fridge, etc. We left some leftover food and drinks in the fridge and left all the dishes and kitchen clean.

On my return to the office on the 8th I sent a message through Airbnb to the owner, as follows:

Hi Lasse! Thank you very much for having us stay in the penthouse. One of the girls tripped over the sliding door rail when coming in from outside and fell onto the couch with a glass of red wine. Please let us know what the charges are for the cleaning of the couch. I apologize for any inconvenience caused.

The accident happened on the evening of April 7th when we were locking up after dinner, before retiring to bed. Our manager entered from the balcony with a glass of wine in her hand, tripped over the rail of the glass sliding door and fell onto the floor and partially over the couch, spilling her wine on the floor and couch. There is a difference in the height from the floor outside to the inside creating a step, which in the dark is difficult to see. The couch is against the glass door so was in the immediate path to the kitchen from the balcony. We immediately offered to pay for cleaning the couch. If it was immediately handed in for cleaning there may have been a chance of removing the stain but the owner decided to wait almost a month before attending to the stain. I followed up via text messages on a couple of occasions and Lasse claimed that he didn’t have time to look into the cleaning of the couch and that he would do it between the times the penthouse was occupied.

It had been two months since we reported the spill on the couch when we were made aware of the fact that the dry cleaning had been unsuccessful and therefore recovering the couch was required at our expense (close to $1000). Whilst I understand that Lasse feels that the replacement of the fabric is required, I don’t understand that he feels that we should be held responsible for the charges. It was an accident and accidents happen. I would have thought that anybody with expensive furniture or appliances carry enough insurance to be covered for any incidents that could potentially damage or destroy their property. I was surprised at the request for the payment in total of the damages. I feel that Lasse only acknowledged the damages five days after I reported it. If something had been done about the spill immediately, the outcome may have been very different. A dispute was supposedly logged with Airbnb who found in favour of the host, leaving us with a massive bill (deducted off my credit card without my permission).

Be careful staying with Airbnb. Their terms clearly state that no matter what you do you are liable. Even if a property causes your death it is still in some way your own fault!